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23 • What is the best way
to re-establish good credit?

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The best criteria for re-establishing credit are considered to be at least two active credit accounts (three is best) totaling more than $3000 credit limit. And your handling of these must be perfect, to show at least 12 to 18 months of payment history. Since your credit record is based on reporting history, you can get a good running start in no less than three months but re-establishing your credit to its best potential takes a minimum of 12 months – 24 months depending on what level of increase you are trying to accomplish.

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