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6 • How can I find out
what is my credit score?

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The credit reporting system in Canada is handled by two credit bureaus: Equifax and TransUnion that are also in USA. Unlike the USA that allows you one free credit report per year, by Canadian Law, a consumer may order a free copy of their credit report any number of times in a year, as long as the request is made in writing, and as long as the consumer asks for a printed copy to be delivered by mail. This request by the consumer is noted in the credit report, but it has no effect on their credit score. According to Equifax's ScorePower Report, Beacon or FICO scores range between refusal low 300 and credit approval high 900. Click this link for a generic request form, print and fax your completed Consumer Disclosure Request to both credit bureaus to receive your free credit bureau report by mail. Be sure to send the completed form to both companies.

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