5 • You must become
AWARE of your Money!
Before we really start the system, you must begin to keep track of all your expenses. You don't have to limit yourself! You just need to know! This is just about becoming aware so you just have to know what, why, and when, you spend money during any given month. Normally you would have to save all your receipts, to make note of how much cash you need versus how much you expense to credit cards, and figure out how much money you have left over when the calendar turns. Don't worry about doing this, once you become a full member of Credit Booster Club we will provide an easy system to use. After the first month, take stock of what you spent. Don't write down what you wished you had spent; you will only be cheating yourself, write down what you actually spent. Categorize your purchases in a way that makes sense to you. All this recording becomes very quick, accurate, and easy when you use the Advantage Cash Card to make and record your cash purchases as you go through the month.
Learning how to manage one's spending and finances is an exercise in trial-and-error. As you become more aware of your expenses you will naturally gain the ability to create a Personal Spending Plan. Over time this is where you will begin to recognize where your money is bleeding out of your pocketbook and then grow to choose to make better spending decisions. This is more of an exercise of wisdom over unworthy money losses than an undesirable restraint on spending. Credit Booster Club even provides hundreds of tips to finding lost money in your own home. You will be happy to discover wasted spending. Once you develop your own spending plan and implement it, you'll get the hang of things and find its easy. Even if you find yourself falling off the financial wagon on occasion, think about getting up, dusting yourself off and continuing with making solid steps towards your financial freedom future. Developing good money habits just takes a bit of practice.
Whether you have credit accounts or have none, start relying on your own money to handle all monthly expenses. Dealing with only your own cash makes gaining control of your money very easy as you can focus on debt reduction and eventually you won't ever have to worry about paying a big portion of your income in interest fees for renting money.
When you can manage your money, You will have Great Credit!